About HQ Mortgages
Belfast's Trusted Knowledgeable Advice for mortgages and insurance across Northern Ireland and the UK
Our mission is to guide individuals and families through the mortgage process with Trusted Knowledgeable Advice while protecting their tomorrow. We believe everyone deserves access to expert financial guidance without paying broker fees.
Our Story
HQ Mortgages Ltd was founded in January 2025 with a clear mission: to guide individuals and families through the mortgage process with Trusted Knowledgeable Advice while protecting their tomorrow. Based at the Innovation Factory in Forthriver Business Park, Belfast, we serve clients across Northern Ireland and the UK, from first-time buyers to seasoned investors.
Our team, led by Colin Dunlop, brings over 17 years of financial services experience. This expertise shapes everything we do - from the thoroughness of our research to the reliability of our advice. We are committed to delivering professional, personalized service that puts your financial wellbeing first.
We believe that securing a mortgage should not be stressful or confusing. That is why we take the time to explain every option in plain English, guide you through the paperwork, and remain by your side from initial consultation through to completion and beyond. Our clients are not just transactions; they become part of the HQ Mortgages family.
As an Appointed Representative of The Right Mortgage Ltd, we have access to the whole mortgage market. This means we can search deals from over 90 lenders - high street banks, building societies, and specialist providers - to find the perfect mortgage for your circumstances.
Our Team
Meet the professionals dedicated to your mortgage and insurance success
Meet the Team
At HQ Mortgages, we are a dedicated team of mortgage and insurance professionals committed to delivering Trusted Knowledgeable Advice. With a combined experience spanning over 40 years in financial services, our team brings together expertise from banking, mortgage advisory, and protection planning. We work collaboratively to ensure every client receives personalised, expert guidance tailored to their unique circumstances. From first-time buyers taking their first steps onto the property ladder to seasoned investors expanding their portfolios, we are here to support you at every stage of your property and financial protection journey.
Our Values
The principles that guide everything we do at HQ Mortgages
Integrity
We always act in your best interests. If a product is not right for you, we will tell you - even if it means we do not earn a commission. Your trust is more valuable than any transaction.
Reliability
When we make a commitment, we keep it. Deadlines are met, calls are returned, and you always know exactly where your application stands. Your trust is our top priority.
Accessibility
Expert advice should not cost extra. Our fee-free model ensures everyone can access professional mortgage guidance regardless of budget. We level the playing field.
Responsiveness
Your time matters. We respond to enquiries promptly, offer flexible appointment times including evenings and weekends, and keep you updated throughout the process.
Excellence
We continuously improve our knowledge and service. Through ongoing training and market research, we ensure you receive the most current and comprehensive advice available.
Wide Coverage
Based in Belfast, we serve clients across Northern Ireland and the UK. From Co-Ownership schemes to specialist UK-wide lenders, we have the knowledge and connections to help you wherever you are.
Why Clients Choose HQ Mortgages
In a market crowded with mortgage brokers, what makes HQ Mortgages different? It starts with our genuine commitment to putting clients first. We do not have sales targets or quotas pushing us towards particular products. Our only goal is finding the right solution for your circumstances through Trusted Knowledgeable Advice.
We approach every case with precision and care. We are thorough in our research, meticulous with paperwork, and relentless in pursuing the best outcome for you. When challenges arise - and in mortgages, they sometimes do - we do not give up. We find solutions.
- Whole-of-market access to 90+ lenders
- Completely fee-free service - no hidden charges
- FCA-regulated through The Right Mortgage Ltd
- Expert knowledge of NI and UK mortgage markets
- Evening and weekend appointments available
- Support for complex cases and adverse credit
- Ongoing protection reviews and re-mortgage reminders
Our Commitment to You
Transparent Communication
You will always know exactly what is happening with your application. No surprises, no jargon, just clear updates at every stage.
Honest Advice
If we cannot help you, we will tell you. If another option would serve you better, we will recommend it - even if it means less business for us.
Long-Term Relationship
We do not disappear after completion. We are here for remortgage reviews, protection updates, and any future property plans you have.
Important Information
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Think carefully before securing other debts against your home.
Some forms of Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority.
Ready to Secure Your Tomorrow?
Get expert, fee-free mortgage and insurance advice from Belfast's trusted advisors. Book your free consultation today.